HELP! I just found out that my MIL (55F) checked my (28F) joint bank account with my Partner (30M) and analysed my spending!!

2021.10.23 11:47 throwawayheyhey42 HELP! I just found out that my MIL (55F) checked my (28F) joint bank account with my Partner (30M) and analysed my spending!!

As the post suggests, I just found evidence that my boyfriends Mum (I will call her my MIL for ease as we have been together for 10 years) has checked the joint bank account I have with my SO and made notes on my spending!!
For clarification, I have my own bank account and my SO has his own bank account but we have a joint account where the bills and direct debits go out of including the mortgage payment. I manage the joint bank account and I am paid my wages into it and my SO pays an amount for the bills weekly into the account so that we are both paying equal amounts towards household costs however I am the only one who accesses the account on a regular basis as I manage the bills as my SO is not financially minded or organised in the way I am, he is still able to access the account if he wants to but generally has no need to as he knows the bills are being paid on time every month. As I get my wages paid into this account, it's the main account I use for shopping and pay for personal things such as my own credit card bill that is solely in my name.
My SO and I took some time apart for 3 weeks last year after he had a deep depressive episode caused by work place struggles. I went to stay with my Mum, and after he had space to clear his head I moved back into the home we live in together. During this time I was communicating with my MIL to check that my SO was doing okay as I didn't want to constantly text him when he needed space but I was still concerned about his wellbeing. After I moved back home my MIL paid for separate therapy for myself and my SO as she has a lot of disposal income and we were struggling financially. This is something I have told her we are endlessly grateful for.
Fast forward to today, my SO and my MIL are very close and see each other regularly, she still helps us out with finances from time to time. She had dropped a load of documents off to our house for her spare car that I am currently using because my own car broke and we don't have the finances to fix it yet.
I was going through these documents today and in there was a print out of the joint bank account statement from November 2020 (around the time me and my SO took a break) with certain amounts highlighted. In my MIL's hand writing there is a breakdown of how much i have paid into the account, how much my SO has paid into the account and how much i have spent... I had no idea how she has accessed the account and can only think that she has asked my SO to phone up and request the statement last year or that she has phoned up pretending to be me. She has never mentioned this to me before and I guess she assumed I would never find out.
I feel like my privacy has been violated and that she does not trust me and has suspicions that the finances are not managed properly or equally by me. I initially messaged her on WhatsApp with photos of the statement asking for an explanation but have since deleted the messages before she had chance to see them. I haven't spoken to my SO about this either as I think I need some advice first as I'm incredibly upset and angry about this and feel totally betrayed.
For context, my relationship with my SO is currently good although he has been dealing with mental health issues which he has been getting help for. My relationship with my MIL is generally good although I try to keep my distance as I find her overbearing at times, but generally we get along fine.
I'm so confused about what to do now, do I speak to my SO? I really don't want to cause any extra stress for him at the moment. Do I approach my MIL and explain how it's made me feel and ask for an explanation? Do I ignore it, make the finances separate and just never mention it?
I know that I need to separate my finances from my SO which I plan to do from Monday. I'm just so hurt and could really do with some advice as to handle this situation.
Thanks for reading and apologies for mobile formatting
TLDR: MIL supports me and my SO financially, I found out she checked my bank account statement last year and made notes about my spending. Not sure how to move forwards.
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2021.10.23 11:47 SamourottSpurs Who to get

I am wondering who to get between Sora, Terry, Banjo and Hero. Post votes comments
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2021.10.23 11:47 Basiliasofthenight Advice for the upcoming cycle peak for those who only have a Newton account.

Please, for the love of all things, open a secondary or third account elsewhere. We all see the problems Newton regularly has with price fluctuations and crapping the bed. This is on top of limiting withdrawals for newer coins and a bunch of other stuff. What do you think will happen in December if BTC hits 100k? It's not going to get better or more reliable.
Please protect your money, because if you think you'll be able to trade or withdraw whenever without problems, you've got another thing coming. When we get to the peak, things with swing much more wildly (think 10k swings daily easily). So have a plan, wheter it's Shake Pay, Cryto.com, Binance or whatever. Plan to sell some if the system is stable into stablecoins so you can wait it out if Newton crashes. You don't want to be that person holding through a massive drop (unless you don't plan on selling peaks) because the system bugged. Good luck to all, you have a few months to plan for this.
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2021.10.23 11:47 KerazD15 Deposit/Withdrawal At Custodian - What is your opinion?

The recent hype to $DWAC led me to a few places that were eye opening. If anyone follows the GameStop ($GME) saga, they will know the recent trend of using the transfer agent Computershare to direct register shares purchased via broker into their own name. Giving them registered ownership of the underlying security.
I stumbled upon a few different websites depicting the DWAC acronym as opposed to 'Digital World Acquisition Corp.' ($DWAC) who recently acquired Trump's 'Truth' Social to take it public. Digital World CEO says more Trump deal details coming
DWAC stands for Deposit/Withdrawal At Custodian, and strangely enough this coincides with exactly what GameStop investors have been pushing for the last 2 months - DRS'ing shares.
Knowing the company is named 'Truth' and has the objective/movement here is of fighting against big tech censorship and the establishment. If anyone has done any DD into the first few weeks of the Trump Presidency you will know Trump took multiple actions against the Fed and the power the Elite's have on the international banking system.
What Does Deposit/Withdrawal At Custodian Mean?

"Deposit/withdrawal at custodian (DWAC) is a method of electronically transferring new shares or paper share certificates to and from the Depository Trust Company (DTC) using a Fast Automated Securities Transfer (FAST) service transfer agent as the distribution point. The DWAC is one of two ways of transferring between brokedealers and the DTC, the other being the Direct Registry System (DRS) method. Both enable investors to hold securities in registered form on the books of the transfer agent, rather than in physical form. DRS is different from DWAC in that shares in DRS have already been issued and are held electronically on the books of the transfer agent."
Deposit/Withdrawal At Custodian
After the last couple years in the market and the major changes that have been seen. The push for change is at an all time high, whether it be fighting big tech or banning federal officials from securities purchases. I am done chalking things up to coincidence, as the DRS movement was initiated by the $GME investors - this comes as a huge wake up call to maybe they are absolutely correct in their approach and 'conspiracy theory' into the market structure and scale of manipulation occurring.
THE DEPOSITORY TRUST COMPANY (DTC)
"The Depository Trust Company (DTC) DTCC's subsidiary, The Depository Trust Company (DTC), established in 1973, was created to reduce costs and provide clearing and settlement efficiencies by immobilizing securities and making "book-entry" changes to ownership of the securities. ..."
Think of the DTC as the - black box - of the market securities. The main goal the DTC set to achieve is to remove the need to claim a physical ownership of a security. Years ago, when investors would purchase a security they were given a physical certification/verification of ownership. The DTC removed this and thus increased the speed of transactions.
Theoretically, every long/short order that becomes filled is settled by the DTC out of their - black box - of held securities. Here are some DTC facts provided by Investopedia:
Founded in 1973, the Depository Trust Company is one of the world's largest securities depositories.
The DTC's automated system lowers costs and improves accuracy.
In addition to safekeeping, record-keeping, and clearing services, the DTC provides direct registration, underwriting, reorganization, and proxy and dividend services.
If any irregularities arise, the DTC may impose a “chill” or a “freeze” on all the company’s securities.
As of July 31, 2017, the DTC held more than 1.3 million current securities issues valued at $54.2 trillion and issued in the U.S. and 131 countries and territories.
Depository Trust Company (DTC)
Briefly, I want to touch on the T+2 settlement periods. When investors purchase an asset, that asset (once filled) is automatically credited to the brokerage account; but what if your broker doesn't actually have the ability to purchase that asset to hold to your account? This would be the direct result of a few things. The low availability of real shares caused by DWAC actions OR through extreme short selling of the underlying security. If the rehypothecated shares total more than the available free-float of a companies Class A Common Stock, it's going to become extremely difficult to settle the assets. Key take away is the broker-dealer gets 2 days after your purchase is executed to actually go out and find those shares and if they are unable to acquire those shares, you can see where things start to get out of hand - and fast.
Think about the Failure-To-Deliver (FTD) data that were coming out of the meme stocks. Millions of shares were unable to be located after option contracts were being exercised. This doesn't mean the investor who exercised the contract were not given the shares, because they still were. They had the RIGHT to claim those shares from buying a long call option (example). The writers of these option contracts FAILED TO DELIVER their OBLIGATORY duty to the purchaser.
So if millions of shares were credited to accounts, that actually were unable to be located and delivered - you can see where the DTC starts to really become an issue. Their - black box - has become manipulated by broker-dealers and larger institutions since the implementation of this form of settlement.
Thinking about making a longer post that more 'dot-connecting' but I want to hear what others think about this 'coincidence'. Tell me I have my tinfoil hat on or tell me I confirmed your bias. Interested to know where this goes and who all has actually recognized this.
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2021.10.23 11:47 EloizaSad F dedo

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2021.10.23 11:47 D674CCE72D03091E Tifa Lockhart

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2021.10.23 11:47 Sea_Departure_9807 Selling my xm4s for $170 if anyone is interested.

Pm me. I can send pictures of course. The headphones are lightly used and comes with the case. Asking for 170+shipping willing to negotiate.
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2021.10.23 11:47 IBlockedMyExGFs "an army of lovers cannot lose ⚢" ...omg why aren't lesbians this radical & loud anymore? 🤔

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2021.10.23 11:47 sjt9791 Will this work in a 2DS XL?

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2021.10.23 11:47 Arma-gaming Are You Around Supportive People? Let me know your thoughts (like comment share and subscribe) Thanks.

Are You Around Supportive People? Let me know your thoughts (like comment share and subscribe) Thanks. submitted by Arma-gaming to Like_and_Subscribe [link] [comments]


2021.10.23 11:47 AnnaGorlos 1. Made of plastic material, non-toxic and very safe, very durable and can be used for long time. 2. Save times, you can make 49 brochettes kebab at a time. 3. Simplify and reduces the hassle of cutting individual and inserting them on the skewers. 4. Easy to use and clean. Dishwasher safe.

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2021.10.23 11:47 AnnaGorlos You'll love the curls, waves and straight styles that 2 in 1 Hair Straightener and Curler creates! Any style is a matter of minutes away...guaranteed! 5-10 minutes will give you curls that last for days (or until you wash your hair again).

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2021.10.23 11:47 BinaryOptionAlliance FlokiKiller🐕 | Next x100 gem | first Audit done💎 | Flokis last wish 💭| huge marketing 📈| FairLaunch 💰| Busd reward 🤑

Welcome to Flokikiller
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We have set ourselves the goal of making Floki’s last wish come true, be part of our journey and let’s make FlokiKiller one of the most successful coins in token history together.
We are a team consisting of 3 motivated people, we will do everything we can to to have a nice trip.
What exactly to expect from us can be found on the roadmap on our website.
⭐️ Tokenomics: 💰 5 % BUSD Rewards 📺 6 % Marketing 📈 1 % LQ 📉 2 % Extra sell 🔥 30 % Burned
Fee: Buy 12% 🤑 Sell 14% 😡
Shill competition: Shill and Win, 2x 0.5% Wallet, the only thing what you have to do is, shilling
Our Team is experienced and aims to make FlokiKiller to the best dividend Token!
All holders of FlokiKiller tokens automatically receive $BUSD tokens airdropped into their wallets every hour
We plan a Huge marketing, which includes ➡️ ads on Poocoin ➡️ ads on Coinsniper ➡️ popular crypto influencer ➡️ listings ➡️ CG ➡️ CMC
see you on Telegram your FlokiKiller Team
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2021.10.23 11:47 unabsolute CS:GO player demonstrates a Cannonball Special

CS:GO player demonstrates a Cannonball Special submitted by unabsolute to xmen [link] [comments]


2021.10.23 11:47 UnloadSeg Anyone using Elastic APM?

We have New Relic at work and the product is great, but the pricing is terrible. I've been trying to get Elastic APM working properly all week, and when it works, it's basic, but nice, but parts of the UI are so buggy.
For example, dependencies show up in trace sample>timeline>span details, but click through and none show up in the Dependencies tab.
Those who are using it -- are there tricks to resolving issues?
(Have I talked to support about this? Yes, for a few days. No resolution. Honestly, it feels like a weird data index bug or an actual bug in the APM UI code.)
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2021.10.23 11:47 AlternativeAd5826 Play to earn NFT game Revomon VR (REVO)

I’m not normally one to shill projects but this really is something I’m telling my crypto friends about right now. This is the least risky small cap I’ve come across.
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If you have VR, you have to try it. If you don’t, just give the project a look. It’s like Pokémon Go but you can mint, purchase and sell your own NFTs.
https://www.youtube.com/watch?v=oDFQcXxEMYE
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2021.10.23 11:47 yourmoneys Your Crypto money For Free😁

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2021.10.23 11:47 mastericeman 3DS bricked

I bought a hacked 3DS awhile back and I was trying to transfer pokemon from the 3DS to my switch via home to bank and it said I had to update so I did and now I can't do anything I'll add a picture in the comments of what I get when I start it up. Any help would be amazing.
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2021.10.23 11:47 Berthe_Aalto275 Floki Fomo! 🤑 just launched 🚀and embarking on a Viral Journey across all major social media platforms to build the largest community in all of DeFi! Join the Floki Fomo Fam on our journey to the Moon! Floki Fomo will be the next Viral Sensation in the Crypto and DeFi world! Let The Fomo Begin🚀🌕

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